Razorpay for all your money movement needs
Effortless Solutions for Accepting, Disbursing Payments, and Streamlining Payroll and Working Capital Management.
PCI DSS Level 1
Bank-grade security
100+ Payments
Methods supported
Get Razorpay through TNIT
Exclusive partner pricing, priority onboarding, and expert implementation — we make sure you get the most out of every Razorpay product.
Instant Activation
Go live in under 2 minutes
PCI DSS Level 1
Bank-grade security compliance
24/7 Support
Dedicated expert assistance
Limited Offer - Get exclusive partner pricing & priority onboarding when you sign up through TNIT. Talk to us →
Everything you need to accept, convert & manage money
Three powerful Razorpay solutions — integrated, scalable, and built for businesses of every size
Payment Gateway
India's most trusted payment gateway
Accept payments online with 100+ payment methods, intelligent routing for highest success rates, and enterprise-grade PCI DSS Level 1 security.
100+
Payment Methods
PCI DSS
Level 1 Compliant
< 1hr
Integration
Magic Checkout
AI-powered checkout that converts
A smart checkout that predicts buyer intent, reduces RTO, and boosts prepaid adoption. Auto-fills forms, recommends payment methods, and delivers personalized nudges in real-time.
70%
Prepaid Uplift
36%
RTO Reduction
14%
Conversion Uplift
RazorpayX Banking & Payroll
Business banking, supercharged
Current accounts, smart payouts, automated payroll & compliance, vendor payments, and corporate cards - all in one platform.
10,000+
Businesses
99.9%
Success Rate
₹10B+
TPV in 2024
Capabilities at a glance
What each solution brings
Payment Gateway
India's most trusted payment gateway
Highest Success Rate
Intelligent routing across all payment methods for unmatched success rates.
100+ Payment Methods
Cards, UPI, Netbanking, BNPL, EMI, Wallets — every mode your customers prefer.
Developer-Friendly APIs
Well-documented SDKs for PHP, Python, Java, Node.js, Ruby, iOS & Android. Go live in under an hour.
Enterprise-Grade Security
PCI DSS Level 1 compliant with continuous monitoring and advanced encryption.
All-in-One Dashboard
Track payments, refunds, settlements, and analytics from a single intuitive dashboard.
Conversion-Optimized Checkout
No-code solutions: Payment Links, Payment Pages, Payment Buttons & Subscriptions.
Magic Checkout
AI-powered checkout that converts
COD Risk Prediction
Real-time fraud signals block risky orders. Nudge prepay, charge differential fees, or disable COD based on risk scoring.
Signal-Based Smart Nudges
AI coupon engine analyzing 10,000+ behavioural signals. 12+ coupon types and dynamic BNPL/EMI/cashback offers.
Predictive Auto-Fill Checkout
Login rewards, smart address selection, AI-driven shipping, and real-time delivery estimates.
Intelligent Payment Recommendation
100+ payment methods prioritized by shopper history — the right option at the right time.
Buyer Protection & Gift Cards
Money-back guarantee with 1-step claims. Issue and redeem gift cards at scale.
WhatsApp Retargeting
Recover abandoned carts via WhatsApp with native payment acceptance.
RazorpayX Banking & Payroll
Business banking, supercharged
Business Banking+ Account
Digital current account with ICICI, Yes, Axis & RBL Bank. Instant beneficiary addition, no cooling-off, 50k payouts in one OTP.
Smart Payouts
IMPS, NEFT, RTGS, UPI, cards, wallets, phone numbers. 50k smart bulk uploads in a single file.
Payroll & Compliance
One-click salary disbursal. Auto-file TDS, PF, PT & ESIC across 28 states. Digitally signed Form 16. AI Payslip for instant queries.
Vendor Payments
OCR invoice sourcing, multi-layer approvals, schedule payouts, accounting integrations with ZohoBooks & Tally.
Enterprise Controls
Granular access, custom roles, department-wise access, audit trail, self-serve reports.
Smart Dashboard
Desktop & mobile. Auto-spend categorization, cash flow insights, low-balance alerts, dedicated relationship manager.
The All-in-One Business Banking Suite
Current accounts, smart payouts, automated payroll, vendor payments — all in one platform. Trusted by 10,000+ businesses and 70% of India's unicorns.
10,000+
Businesses Trust X
99.9%
Payout Success Rate
₹10B+
TPV Processed in 2024
70%
of India's Unicorns
Business Banking+
- Digital current account powered by ICICI, Yes Bank, Axis Bank & RBL Bank
- Paperless processing in less than 24 hours
- No cooling-off period — add beneficiaries & pay instantly
- No transfer limits with NEFT/RTGS/IMPS/UPI support
- Auto-sweep facility and free local cheque collection
- Debit cards, cheque leaves, and OD facility
Smart Payouts
- 50,000 payouts in a single OTP with industry-leading success rates
- Payouts to bank accounts, UPI IDs, cards (Visa Direct/Mastercard Send), wallets & phone numbers
- Payout Links — customers fill their own account details, no need to collect bank info
- Smart bulk uploads with error detection at source
- Schedule payouts up to 90 days ahead with auto-retry on failures
- Smart Penniless Fund Account Verification with 99.9% success rate in under ~2 seconds
Payroll & Compliance
- Disburse salaries directly to employees', freelancers', or contractors' bank accounts with one click
- Auto-file & pay TDS, PF, PT & ESIC across 28 states and 8 UTs — zero filing errors or penalties
- Digitally signed Form 16 with automated tax filing and payments
- Comprehensive HRMS — CTC calculator, offer letter generator, onboarding to exit management
- Attendance-salary sync — automatically compute attendance into salary payouts
- AI Payslip — proprietary AI answers any salary query instantly with personalized, confidential responses 24/7
Vendor Payments
- OCR-enabled invoice sourcing — add, track, and pay invoices by just forwarding an email
- Create multi-layer approval workflows with email-based approvals
- Integrated payouts engine to review, approve, and pay from one solution
- Industry-best OCR experience for pre-filled invoice details
- Accounting integrations with ZohoBooks, Tally, and ERP software
Global Payouts
- AI-led document validation for near-zero rejections on international transfers
- Real-time FX rates with up to 0.5% lower markup vs traditional banks
- Built-in guidance on 15CA/CB, purpose codes & FEMA regulations
- Expert-led forex management for FDI and secure international payments
Corporate Cards & Controls
- Guaranteed cashback on marketing and tech spends
- Up to 30% off on 500+ top SaaS, marketing and tech tools
- Unsecured credit that frees up your fixed deposits
- Granular user roles with custom access controls and approval workflows
- Department-wise access with complete audit trail on all activities
Current Account
Business Banking+
- Digital current account powered by ICICI, Yes Bank, Axis Bank & RBL Bank
- Paperless processing in less than 24 hours
- No cooling-off period — add beneficiaries & pay instantly
- No transfer limits with NEFT/RTGS/IMPS/UPI support
- Auto-sweep facility and free local cheque collection
- Debit cards, cheque leaves, and OD facility
It's Not Just A Checkout. It's Engineered Magic.
An AI-powered checkout that predicts intent, reduces RTO, and boosts conversions — powered by millions of data points.
70%
Prepaid Order Increase
36.36%
RTO Rate Reduction
14%
Conversion Uplift
5X
Faster Checkout
COD Appears, Only for the Right Ones.
No more risky deliveries. Just smarter decisions, silently made. Combine real-time fraud signals with historical data to block risky orders — with automated reimbursements on failed COD deliveries to protect your margins.
Risk Detection Engine
Nudge low-risk shoppers to prepay during checkout
Differential COD Fees
Charge differential fees for medium-risk orders
Disable for High-Risk
Blocks COD for users with failed delivery history
COD Risk Prediction
Predictive models combine real-time fraud signals with historical data. Nudge low-risk shoppers to prepay, charge differential COD fees for medium-risk orders, and disable COD for high-risk users.
Signal-Based Smart Nudges
AI-driven coupon engine analyzing 10,000+ behavioural signals. 12+ coupon types (tiered, capped, BXGY) and an Affordability Widget surfacing BNPL, EMI, and instant cashback dynamically.
Predictive Auto-Fill Checkout
Login with Razorpay to improve conversion and slash CAC. Auto-selection of pre-saved addresses, AI-driven shipping based on delivery speed, and real-time delivery estimates.
Intelligent Payment Recommendation
100+ payment methods intelligently prioritized by shopper history — Cards, UPI, Netbanking, BNPL, EMI — the right option surfaced at the right time.
Buyer Protection & Gift Cards
Money-back guarantee against product damage and non-delivery with simplified 1-step claim process. Issue and redeem gift cards at scale with reseller-specific controls.
WhatsApp Retargeting & Recovery
Recover abandoned carts directly via WhatsApp. Retargeting through an advanced dashboard with native payment acceptance right within WhatsApp.
Ready to unlock Razorpay for your business?
Fill the form below and our Razorpay experts will help you choose the right setup — Payment Gateway, Magic Checkout, or RazorpayX.
Prefer to reach out directly?
Our team is available to answer your questions and help you find the right Razorpay solution for your business.
Phone
+918652290747
Pune
91Springboard, Sky Loft, Creaticity Mall,, Off Airport Road, Shastrinagar, Yerawada, Pune - 411006
Power your business with Razorpay Payment Gateway, Magic Checkout & RazorpayX Banking.
Partner with TNIT, an authorised Razorpay partner, and get expert guidance on Payment Gateway integration, Magic Checkout optimisation, and RazorpayX Banking & Payroll setup.
